Health Savings Account

What is a Health Savings Account ?

A Health Savings Account (HSA) is a type of savings account that lets employees set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in an HSA to pay for deductibles, copayments, coinsurance, and some other expenses, you may be able to lower your out-of-pocket health care costs.

Employees may contribute to an HSA only if they have a High Deductible Health Plan (HDHP).

Employers: Why Offer an HSA?

Payroll Tax Savings

Employee Satisfaction

Compliance Support

Convenient, flexible platform with with advanced reporting. Create a compliant plan and engagement strategy tailored for your needs.

Help your employees pay various healthcare expenses while educating them on how to value and use their benefits year-round.

Reduce payroll taxes and reallocate those dollars to a benefit that improves your employees' lives.

Employees: Why Enroll in an HSA?

Triple Tax Savings

Employee Owns Account

Invest Funds

With the ZyneraHealth virtual wallet and debit Mastercard®, employees can use their HSA-linked account to make eligible purchases online and at locations that accept Mastercard®.

Employees own their HSA account and can keep it when they change jobs or retire.

1. Account Contributions Lower Taxable Income

2. Savings Grow Tax-Free

3. Withdrawals for Qualified Expenses are Tax-Free

Easily Spend & Manage Funds

Employees can invest their savings with multiple investment options. HSA funds roll over every yearly, enabling long-term growth.