Lifestyle Spending Accounts
Benefits that meet your employee's needs.
What is a Lifestyle Spending Account?
A Lifestyle Spending Account (LSA) is a post-tax spending account that lets employers fund various products and services for their employees. Products and services may include health and fitness; family and lifestyle; financial and legal; education and tuition; work-life balance, and more.
Employers: Why Offer an LSA?
Relevant Benefits
Flexible Administration
Enhance Wellness & Wellbeing Programs
Fund Wellness or Wellbeing program financial rewards directly onto employees' LSA debit cards.
Create different spending limits for different benefits. Choose which benefits to reimburse and which benefits to fund on a first-dollar basis.
Offer benefits that your employees request, need, and will use. Offer childcare, fertility, work-from-home and many other benefits that help make your employees' lives easier.*
Employees: Why Enroll in an LSA?
Maximize Benefits
Make Your Voice Heard
With the ZyneraHealth virtual wallet and debit Mastercard®, employees can use their LSA-linked account to make eligible purchases online and at locations that accept Mastercard®.
Common LSA Uses include: Fitness, Work from Home, Education, Return to Office, Child/Elder Care Services, Financial Services, Pet Services, Concierge Services, International Healthcare, Team Building, Family Planning, and more.
Use post-tax benefits not usually covered by basic benefits packages to meet your needs.
Easily Spend & Manage Funds
Modern Flexible Benefits
Contacts
ZyneraHealth is a third-party administrator, not a bank. Banking services are provided by Centennial Bank, Inc., member FDIC and subsidiary of Home BancShares, Inc. Your deposit balances held at Centennial Bank, Inc. are insured by the Federal Deposit Insurance Corporation (FDIC) for up to the legal limit (currently $250,000 for each category of legal ownership). Banking services associated with ZyneraHealth accounts are available only through Centennial Bank, Inc. The ZyneraHealth Debit Mastercard® is issued by DataPath Financial Services, Inc. pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted. Annual Percentage Yield (APY) accurate as of 1/4/2024. Minimum amount to open a ZyneraHealth HSA account is $1,000. An interest rate of 0.050% applies to entire balance. Interest rates may change after account is opened. Fees may reduce earnings.
Brokerage services provided by DataPath Investment Advisors, Inc. member FINRA/SIPC. DataPath Investment Advisors, Inc. is the firm that we use to custody our client investment assets. DataPath Investment Advisors, Inc. and ZyneraHealth are separate and unaffiliated firms, and are not responsible for each other’s services or policies. DataPath Investment Advisors, Inc. does not endorse or recommend any advisor and the use of the DataPath Investment Advisors, Inc. logo does not represent the endorsement or recommendation of any advisor.
